{"id":237377,"date":"2021-01-26T09:45:19","date_gmt":"2021-01-26T09:45:19","guid":{"rendered":"https:\/\/seniorhomes.be\/?p=237377"},"modified":"2021-03-17T15:28:53","modified_gmt":"2021-03-17T15:28:53","slug":"lacquisition-scindee-une-option-interessante","status":"publish","type":"post","link":"https:\/\/seniorhomes.be\/fr\/2021\/01\/26\/lacquisition-scindee-une-option-interessante\/","title":{"rendered":"L\u2019acquisition scind\u00e9e : une option int\u00e9ressante ?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #undefined&#8221; _builder_version=&#8221;3.22.3&#8243; custom_padding=&#8221;0|0px|60px|0px|false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;intro&#8221; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;0px||0px||true|&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.7.1&#8243; min_height=&#8221;159px&#8221; custom_padding=&#8221;0px|||||&#8221;]<\/p>\n<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<p><em>Les r\u00e9sidences-services sont souvent achet\u00e9es sous forme d\u2019acquisition scind\u00e9e\u00a0:<\/em> <em>l\u2019acheteur se r\u00e9serve l\u2019usufruit du bien tandis que ses enfants en acqui\u00e8rent la nue-propri\u00e9t\u00e9. Mais qu\u2019est-ce au juste que l\u2019acquisition scind\u00e9e, et comment ce syst\u00e8me fonctionne-t-il\u00a0? <\/em><\/p>\n<p><strong>Qu\u2019est-ce que l\u2019acquisition scind\u00e9e\u00a0?<\/strong><\/p>\n<p>Lorsque vous achetez une habitation, vous pouvez d\u00e9cider de l\u2019acheter enti\u00e8rement vous-m\u00eame. Dans ce cas, \u00e0 votre d\u00e9c\u00e8s, vos h\u00e9ritiers devront payer des droits de succession sur ce bien immobilier. La technique de l\u2019acquisition \u00ab\u00a0scind\u00e9e\u00a0\u00bb \u2013 c\u2019est-\u00e0-dire l\u2019achat conjoint du bien avec vos enfants \u2013 \u00e9vite \u00e0 ceux-ci de devoir s\u2019acquitter plus tard de ces droits de succession.<\/p>\n<p>En effet, lors d\u2019une acquisition scind\u00e9e, les parents ach\u00e8tent uniquement l\u2019usufruit du bien, tandis que les enfants ach\u00e8tent la nue-propri\u00e9t\u00e9. De cette mani\u00e8re, aussi longtemps que les usufruitiers \u2013 c\u2019est-\u00e0-dire les parents \u2013 sont en vie, ils ont la pleine jouissance du bien \u2013 de la r\u00e9sidence-services en l\u2019occurrence \u2013, comme s\u2019ils en avaient la pleine propri\u00e9t\u00e9. Lors de l\u2019achat, le prix est scind\u00e9 en une partie usufruit et une partie nue-propri\u00e9t\u00e9, selon un rapport qui varie en fonction de l\u2019\u00e2ge du ou des parent(s). Plus l\u2019usufruitier est \u00e2g\u00e9, plus la part de l\u2019usufruit est petite.<\/p>\n<p>Cette formule est int\u00e9ressante dans le cadre d\u2019une planification successorale, car l\u2019appartement concern\u00e9 ne sera pas compris dans la succession\u00a0: le nu-propri\u00e9taire ne devra donc pas payer de droits de succession lors du d\u00e9c\u00e8s du r\u00e9sident.<\/p>\n<p><strong>D\u2019abord une donation, puis une acquisition scind\u00e9e <\/strong><\/p>\n<p>Autrefois, il n\u2019\u00e9tait pas permis aux enfants d\u2019acqu\u00e9rir la nue-propri\u00e9t\u00e9 de la r\u00e9sidence-services avec l\u2019argent qu\u2019ils avaient re\u00e7u de leurs parents. Mais aujourd\u2019hui, cette possibilit\u00e9 existe bel et bien. Elle permet aux parents \u00e0 la fois d\u2019\u00e9laborer une planification successorale et de r\u00e9aliser un investissement \u00e0 long terme pour leurs enfants.<\/p>\n<p>Pour tout compl\u00e9ment d\u2019information sur le fonctionnement de l\u2019acquisition scind\u00e9e ou pour un conseil personnalis\u00e9 sur l\u2019approche la plus indiqu\u00e9e dans votre situation, n\u2019h\u00e9sitez pas \u00e0 nous contacter. Nous vous orienterons vers les professionnels les plus \u00e0 m\u00eame de vous aider.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.7.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221; da_disable_devices=&#8221;off|off|off&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.7.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.7.1&#8243; _module_preset=&#8221;default&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.7.1&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.7.1&#8243; _module_preset=&#8221;default&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019achat scind\u00e9, une formule int\u00e9ressante?<\/p>","protected":false},"author":9,"featured_media":9469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","inline_featured_image":false,"footnotes":""},"categories":[104,103],"tags":[98],"class_list":["post-237377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-fr","category-frans-investeren","tag-investeren"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L\u2019acquisition scind\u00e9e : une option int\u00e9ressante ? - Senior Homes - hoe herken je een goede investering in zorgvastgoed<\/title>\n<meta name=\"description\" content=\"De vergrijzing stijgt en de levenverwachting neemt toe. 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